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: Korban tidak perlu membayar biaya perawatan rumah sakit terlebih dahulu lalu melakukan reimbursement . Biaya hingga batas plafon maksimal ditanggung langsung oleh Jasa Raharja ke pihak rumah sakit melalui sistem JARVIS.

adalah platform digital internal yang dirancang khusus untuk memproses data klaim kecelakaan secara otomatis dan real-time. Terinspirasi dari konsep asisten pintar yang serba bisa, JARVIS bertindak sebagai "otak digital" yang menghubungkan data dari berbagai pemangku kepentingan strategis secara instan.

The primary goal of JARVIS is to ensure that the ( Iuran Wajib ) paid by passengers when they buy a ticket is properly recorded and managed. This ensures that if an accident occurs, the victim's status as a "legal passenger" is instantly verifiable, allowing for immediate medical support or compensation. Key Features and Functions