Emulators like BlueStacks and LDPlayer are safe. Never download a "pre-packaged Subway Surfers PC .exe" from YouTube descriptions or torrent sites. These are almost universally cryptocurrency miners or malware.
Playing on a Windows 10 PC is highly effective and simple, though there is no longer a current official native desktop app. You can get it working using three primary methods: browser-based play, Android emulators, or unofficial legacy ports. 1. Web Browser (Fastest Way) subway surfers 10 pc work